Richard Walinsky

Richard Walinsky is a dedicated business loan broker at Biz Capital LLC, specializing in providing financing solutions to small businesses across the country. With a focus on both small business lending and personal credit, he offers a range of funding options tailored to meet the diverse needs of business owners. These options include short-term and long-term loans, SBA loans, lines of credit (LOC), equipment financing, working capital, start-up funding, and merchant cash advances. His primary aim is to match each business with the right financial product to help them achieve their goals. At Biz Capital LLC, Rich focuses on helping small business owners secure fast, efficient funding. Traditional financial institutions often present challenges for small businesses, with long approval processes and high rejection rates. He mitigates these challenges by offering businesses alternative lending options, usually securing funding within 48 to 72 hours. This quick turnaround helps companies avoid delays and continue running smoothly, ensuring they have the capital to seize new opportunities or manage day-to-day operations. Rich’s broad knowledge of various financial products allows him to customize solutions for his clients. For instance, he helps businesses finance up to 100% of their equipment costs, often without requiring a down payment. Additionally, he offers SBA-backed loans, which provide competitive interest rates and favorable terms. He offers working capital loans for business owners who need working capital for daily expenses. Furthermore, he provides lines of credit, which give businesses the flexibility to borrow funds as needed. With access to a vast network of trusted lenders, he ensures that each client receives the best possible rate and terms based on their needs. In addition to his work at Biz Capital LLC, Rich has spent several years working as a franchise consultant with Franchise Traders. Since 2009, he has helped aspiring franchisees identify and secure the right franchise opportunities. He is skilled in lead generation, qualifying prospects, and matching them with the appropriate franchise groups. His success in the franchise industry earned him the title of Broker of the Year in 2010 from the Franchise Brokers Association (FBA). He is a Certified Franchise Broker (CFB) and a Certified Franchise Mentor (CFM), showcasing his expertise in this field. Before his career in lending and consulting, Rich gained valuable experience as a small business owner. He ran Jake & Max’s Delicatessen and Bain’s Deli in Philadelphia, overseeing all aspects of the business, from operations to financial management. This hands-on experience gave him deep insights into small business owners' challenges, which he now applies when helping his clients navigate their financial needs. Outside of his professional life, Rich is passionate about giving back to his community. He donates to several charitable organizations, including the Juvenile Diabetes Research Foundation (JDRF), a cause close to his heart due to his personal experience with diabetes. He also supports other organizations, such as the Children’s Hospital of Philadelphia, Make-A-Wish Foundation, and others that positively impact people’s lives. Through his work at Biz Capital LLC and his charitable contributions, Richard Walinsky continues to assist business owners in securing the funding they need to grow while giving back to his community.